Best Aeroplan® Credit Cards Canada

Aeroplan, one of Canada’s most popular travel rewards programs, has partnered with various banks to offer a wide range of credit cards designed to help you earn points faster and enjoy an array of travel perks. With so many options to choose from, it can be challenging to decide which Aeroplan credit card best suits your needs. In this article, we will explore the top Aeroplan credit cards in Canada, comparing their benefits, fees, and reward rates to help you make an informed decision.

1. American Express® Aeroplan®* Card

The American Express Aeroplan Card offers a strong combination of rewards and travel perks for a reasonable annual fee.

• Welcome bonus: Earn up to 40,000 Aeroplan points after spending $3,000 within the first three months of card membership.
• Reward rate: Earn 2 points per $1 spent on Air Canada purchases, 1.5 points per $1 spent on dining and food delivery purchases, and 1 point per $1 spent on all other purchases.
• Annual fee: $120
• Additional benefits: Enjoy a free checked bag on Air Canada flights, an annual $100 travel credit when booking a trip through American Express Travel, comprehensive travel insurance, and access to Amex Offers for exclusive savings and experiences.
• Interest rates: 20.99% on purchases, 21.99% on cash advances.

2. TD® Aeroplan® Visa Infinite* Card

The TD Aeroplan Visa Infinite Card is a great choice for those who want to earn Aeroplan points without sacrificing a comprehensive suite of travel benefits.

• Welcome bonus: Earn up to 50,000 Aeroplan points after spending $1,500 within the first three months of account opening, plus a bonus Buddy Pass that allows a companion to fly with you on an eligible Air Canada flight for a reduced fare.
• Reward rate: Earn 1.5 points per $1 spent on eligible gas, grocery, and Air Canada purchases, and 1 point per $1 spent on all other purchases.
• Annual fee: $139 (waived for the first year)
• Additional benefits: Receive a free first checked bag on Air Canada flights, comprehensive travel insurance, access to Visa Infinite Concierge services, and discounts on car rentals.
• Interest rates: 19.99% on purchases, 22.99% on cash advances.

3. CIBC Aeroplan® Visa Infinite* Card

The CIBC Aeroplan Visa Infinite Card is an excellent option for those looking for a well-rounded travel rewards card with a strong welcome bonus.

• Welcome bonus: Earn up to 20,000 Aeroplan points after your first purchase, plus a bonus Buddy Pass that allows a companion to fly with you on an eligible Air Canada flight for a reduced fare.
• Reward rate: Earn 1.5 points per $1 spent on eligible gas, grocery, and Air Canada purchases, and 1 point per $1 spent on all other purchases.
• Annual fee: $139 (rebated for the first year)
• Additional benefits: Enjoy a free first checked bag on Air Canada flights, comprehensive travel insurance, access to Visa Infinite Concierge services, and discounts on car rentals.
• Interest rates: 20.99% on purchases, 22.99% on cash advances.

4. American Express® Aeroplan®* Reserve Card

For frequent travelers who value luxury, the American Express Aeroplan Reserve Card offers premium benefits, including lounge access and priority boarding.

• Welcome bonus: Earn up to 90,000 Aeroplan points after spending $6,000 within the first six months of card membership, plus a bonus Buddy Pass that allows a companion to fly with you on an eligible Air Canada flight for a reduced fare.
• Reward rate: Earn 3 points per $1 spent on Air Canada purchases, 2 points per $1 spent on dining and food delivery purchases, and 1.25 points per $1 spent on all other purchases.
• Annual fee: $599
• Additional benefits: Gain unlimited access to Maple Leaf Lounges and Air Canada Café, priority check-in and boarding on Air Canada flights, a free checked bag, an annual $200 travel credit when booking a trip through American Express Travel, comprehensive travel insurance, and access to Amex Offers for exclusive savings and experiences.
• Interest rates: 20.99% on purchases, 21.99% on cash advances.

5. TD® Aeroplan® Visa Infinite Privilege* Card

The TD Aeroplan Visa Infinite Privilege Card is a top-tier credit card designed for those seeking a luxurious travel experience and accelerated rewards.

• Welcome bonus: Earn up to 65,000 Aeroplan points after spending $3,000 within the first three months of account opening, plus a bonus Buddy Pass that allows a companion to fly with you on an eligible Air Canada flight for a reduced fare.
• Reward rate: Earn 2 points per $1 spent on eligible travel and dining purchases, 1.5 points per $1 spent on eligible gas, grocery, and Air Canada purchases, and 1.25 points per $1 spent on all other purchases.
• Annual fee: $599
• Additional benefits: Enjoy unlimited access to Maple Leaf Lounges and Priority Pass Lounges, priority check-in and boarding on Air Canada flights, a free checked bag, comprehensive travel insurance, access to Visa Infinite Concierge services, and discounts on car rentals.
• Interest rates: 19.99% on purchases, 22.99% on cash advances.

When deciding on the best Aeroplan credit card for you, consider your spending habits, travel preferences, and the value of the card’s perks. If you’re seeking a card with a reasonable annual fee and a strong welcome bonus, the American Express Aeroplan Card or TD Aeroplan Visa Infinite Card are solid choices. For those who prioritize luxury travel experiences, the American Express Aeroplan Reserve Card and TD Aeroplan Visa Infinite Privilege Card offer premium benefits and accelerated rewards.

Remember that the best Aeroplan credit card for you will ultimately depend on your individual needs and preferences. By carefully comparing the features, fees, and rewards of these top Aeroplan credit cards in Canada, you’ll be able to choose the one that best helps you maximize your rewards and enjoy a world of travel benefits.